Why I Have No Debt

How to free yourself from the shackles of personal debt

If you follow me on Twitter, you know my perspective on debt.

"Only take debt on income-producing assets."

Yes, that means no mortgages, car payments, or loans on assets that don't produce income.

Although it may seem like I am a Dave Ramsey fanatic, I'm not, so stick around because you might gain a new perspective. 

Income Producing Debt?

I try to be hyper-…